Renting

Deposit Protection Schemes Explained

admin 9 Jan 2026 2 min read

If you rent under an assured shorthold tenancy, your deposit must be protected in a government-approved scheme. Here’s what that means in practice.

Why deposit protection exists

Protection schemes safeguard your money and provide a fair, independent way to resolve disputes over deductions at the end of a tenancy.

At the end of the tenancy, return the property in good condition. If there’s a disagreement over deductions, the scheme’s adjudicator can decide.

Tip: Photograph the property at check-in and check-out to support your case if a deposit dispute arises.

If a landlord fails to protect a deposit correctly, tenants may be entitled to compensation. Keep your prescribed information safe.

How quickly must my deposit be protected?

Landlords must protect a deposit and provide prescribed information within 30 days of receiving it.

What if my landlord didn’t protect my deposit?

You may be able to claim compensation, and the landlord’s ability to evict may be affected. Seek advice if this happens.

Who decides on deposit deductions?

If you can’t agree, the scheme’s free dispute resolution service reviews the evidence and makes a binding decision.

Deposit protection gives both tenants and landlords confidence. Keep good records and you’ll have nothing to worry about at the end of your tenancy.